Splid is a clean, free way to track who paid for what on a trip, no account, works offline, great for a group already on the road. But it only tracks. If you need the money collected before the trip, not tallied after it, the alternative you want is a group fund. TableCash collects the money: everyone chips in by card, it lands with one trusted organizer through Stripe, the organizer approves what leaves, and the whole group sees every dollar.
Splid earns its fans honestly. It's free, it needs no login, it works offline, and for a group already on a trip it's one of the easiest ways to jot down who paid for the taxi, the groceries, the hotel, and get a fair split at the end. If your group is together and just wants the math squared up afterward, Splid does that with very little friction. But it stops where a lot of group money actually starts: it records costs after they happen, and leaves everyone to settle up somewhere else. The app never collects, holds, or moves a dollar. A tally is the easy half when the deposit, the flights, or the house all have to be paid before anyone travels.
Splid is at its best mid-trip, when the money's already flowing and you just want a fair number to close the books. The gap shows up before the trip: the beach house wants a deposit now, the flights have to be booked as a group, the villa balance has a deadline. In those moments you don't need a running tally of who covered what, you need the money actually collected and sitting in one place, held by one person, with everyone able to see it come in. That's the part a pure tracker structurally can't do. TableCash never holds the money; it moves through Stripe to the organizer, and the app is the record everyone can open. If you're comparing trackers in general, here's the fuller case for a Splitwise alternative that collects.